Financial Products

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    Rupyy EMIRupyy EMI is a used car loan and two-wheeler loan product currently being offered to salaried and self-employed customers.It is a transparent, quick, and completely digitized process to help customers get a loan sanctioned to buy a used car or two-wheeler
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    Rupyy VyapaarRupyy vyapaar is a credit-line product currently being offered to Car dealers to make more transactions and thus, grow their business.It is a quick and easy way for the partner dealers to get funding to buy used cars.


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Features and Benefits

  • trustmarkEnd-to-End Digital Process
  • trustmarkQuick Loan Approvals
  • trustmarkComplete Transparency
  • trustmarkEasy and affordable loans


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What are the benefits of applying for a loan through us ?

We provide completely digital loan products, instant approval of your selected offer, and loan disbursal within 24 hours. We aim to provide you with a seamless experience through our hassle-free and transparent process.

How much loan can I get ?

The offered loan amount can vary based on your profile and credit score. For a car, you can obtain a loan up to 100% of the ex-showroom price of the vehicle.

How long does it take to process the loan ?

Once all required information and documents are submitted, your loan application will get processed within 24 hours.

What will be the loan tenure ?

Loan offers are available for up to 5 years. The exact tenure up to which a loan may be offered depends on your profile, credit score and risk assessment by the Company.

What are the documents required for applying for a loan ?

To process your application, the following documents shall be required: Identity proof (PAN card), Residence proof (Any of the Officially Valid Document), Income proof (Salary slips, Form 16, ITR, Bank statement), Proforma Invoice of Car, etc.

What is Hypothecation and why is it required ?

Hypothecation (HP) is a term used wherein the borrower must pledge his car to the lender while retaining the interest and the ownership of the vehicle. Hypothecation of a car helps secure the loan which enables the lender to recover the outstanding dues in case of default.

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Girnar Capital Pvt. Ltd. (Formerly known as Khemlani Finance Pvt. Ltd.) is an RBI registered NBFCCorporate Office: Girnar Capital Private Limited, 11th Floor, Tower B, Emaar Digital Greens, Golf Course Extension Road, Sector-61, Gurugram-122 102, Haryana, India.
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  • About Us
  • Rupyy EMI
  • Rupyy Vyapaar


  • Terms & Conditions
  • Privacy Policy

The Company is having a valid Certificate of Registration dated 02.05.2022 issued by the Reserve Bank of India under section 45IA of the Reserve Bank of India Act, 1934. However, the Reserve Bank of India does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for the repayment of deposits/ discharge of liabilities by the Company.

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© 2022 Girnar Capital Pvt. Ltd. All rights reserved.
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